AHIP Exam AHM-540 Topic 3 Question 92 Discussion

Actual exam question for AHIP's AHM-540 exam

Question #: 92
Topic #: 3

Occasionally, employers combine workers' compensation, group healthcare, and disability programs into an integrated product known as 24-hour coverage. One true statement about 24hour coverage is that it typically

Aincreases administrative costs

Brequires plans to maintain separate databases of patient care information

Cexempts plans from complying with state workers' compensation regulations

Dallows plans to apply disability management and return-to-work techniques to nonoccupational conditions

Show Suggested Answer

Suggested Answer: D

by Teddy at Jul 05, 2024, 01:40 PM

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Jackie

4 months ago

B? Really? Separate databases? That's so 20th century. 24-hour coverage is all about integration, not siloes.

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Sophia

4 months ago

D all the way! With 24-hour coverage, you can tackle any health issue, on or off the job. It's like a superhero plan for workers.

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Viola

3 months ago

I agree, it's like having a safety net for any health situation that may arise.

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Viola

3 months ago

That's true! 24-hour coverage really does provide comprehensive support for workers.

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Viola

4 months ago

D) allows plans to apply disability management and return-to-work techniques to nonoccupational conditions

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Hayley

4 months ago

I'm going with C. Exempting plans from state workers' comp regulations sounds like a key benefit of 24-hour coverage.

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Gerardo

3 months ago

I think I'll go with D as well. It seems like a practical benefit to be able to apply techniques to nonoccupational conditions.

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Felicitas

3 months ago

I see your point, but I still think C is the best option. It just makes sense to be exempt from state regulations.

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Marisha

3 months ago

I'm not sure about that. I think D might be the correct answer because it allows plans to apply techniques to nonoccupational conditions.

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Avery

4 months ago

I think C is a good choice. It would be helpful to not have to comply with state regulations.

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Annamae

5 months ago

Yes, but it also exempts plans from complying with state workers' compensation regulations.

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Alton

5 months ago

But doesn't it increase administrative costs?

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Polly

5 months ago

A is definitely not correct. Combining these programs should actually reduce administrative costs, not increase them.

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Nicolette

5 months ago

I agree, it allows plans to apply disability management techniques.

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Tamesha

5 months ago

D seems like the correct answer. Applying disability management and return-to-work techniques to nonoccupational conditions makes sense for an integrated 24-hour coverage plan.

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Anglea

4 months ago

User 2

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Nobuko

5 months ago

User 1

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Raylene

5 months ago

I think 24-hour coverage is a good idea.

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