ISC2 Exam HCISPP Topic 4 Question 90 Discussion

Actual exam question for ISC2's HCISPP exam

Question #: 90
Topic #: 4

[All HCISPP Questions]

Which of the following is true of experience rating?

AHigh risk patients pay relatively low premiums.

BIt provides affordable coverage to the chronically ill.

CYoung, healthier groups have cheaper premiums.

DThe elderly have among the lowest premiums.

Show Suggested Answer

Suggested Answer: B

by Danica at Jun 01, 2024, 04:01 AM

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Arthur

2 months ago

Ah, the classic experience rating question. Trick question much? I'm going to go with C, the young and healthy get the cheaper premiums. Hopefully, that's the right answer.

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Apolonia

12 days ago

Actually, D is the correct answer. The elderly typically have among the lowest premiums due to their lower risk levels.

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Makeda

16 days ago

I'm not sure, but I think B might be correct. It provides affordable coverage to the chronically ill.

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Stephania

19 days ago

I agree, it's all about spreading the risk. High risk patients usually pay more in premiums.

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Vi

28 days ago

I think you're right, C does make sense. Young, healthier groups usually have cheaper premiums.

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Sanda

1 months ago

Yeah, I agree. Young, healthier groups usually have cheaper premiums.

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Hildred

2 months ago

I think you're right, C does sound like the correct answer.

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Ashanti

2 months ago

Hmm, let's see... the elderly have the lowest premiums? Yeah, right. I'm pretty sure that's not how experience rating works.

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France

2 months ago

But experience rating usually means younger, healthier people pay less.

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Anissa

2 months ago

I'd rather experience a nap than try to figure out this confusing question. C'mon, give us some real options here!

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Thomasena

1 months ago

D) The elderly have among the lowest premiums.

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Matthew

1 months ago

I wish there were better options to choose from.

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Rory

1 months ago

C) Young, healthier groups have cheaper premiums.

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Georgeanna

2 months ago

A) High risk patients pay relatively low premiums.

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Aliza

2 months ago

Experience rating? More like experience rating yourself for a marathon after seeing the options here. None of these sound right to me.

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Tamra

3 months ago

I disagree, I believe it's A.

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France

3 months ago

I think the answer is C.

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