Hmm, I'm not convinced that B is true. Bypassing database authentication doesn't sound like a good idea to me. It might actually decrease performance rather than improve it.
I agree with Annmarie, but I also think E is true. Password rotation policies can be enforced without changing the application code, which is a great feature of SEPS.
I think C and D are the correct answers. The database doesn't need to authenticate the connection if the credentials are stored in a wallet, and wallet usage secures the password credentials.
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